what is a credit score

What Is a Credit Score? How It Works and Why It Matters

February 23, 2026January 1, 2026 by Team Monvixo

Illustration explaining what a credit score is and how it works in the United States

Money decisions in the United States often come down to one quiet number working behind the scenes. It …

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Monvixo is an independent financial education platform helping everyday Americans understand money through simple, unbiased guides on banking, credit, loans, insurance, and personal finance.

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