Last updated: [06/02/2026]
At Monvixo, your privacy is important to us. We understand that personal finance is a sensitive subject, and protecting your information is a responsibility we take seriously. This Privacy Policy explains how we collect, use, protect, and manage information when you visit and interact with our website.
By accessing or using Monvixo, you agree to the practices described in this Privacy Policy. If you do not agree with any part of this policy, please discontinue use of our website.
1. Information We Collect
Monvixo is an educational financial blog, and we are committed to collecting only the information necessary to operate and improve our website.
a) Information You Voluntarily Provide
You may choose to provide personal information when you:
- Contact us via email
- Submit questions, feedback, or suggestions
- Request content clarification or corrections
This information may include:
- Your name (optional)
- Email address
- Message content
We do not require users to create accounts or provide personal information to access our content.
b) Automatically Collected Information
When you visit Monvixo, certain non-personal information may be collected automatically, such as:
- IP address
- Browser type and version
- Device type
- Pages visited and time spent
- Referring website URLs
This data is used for analytics, site performance monitoring, and security purposes. It does not personally identify individual users.
Some of this information may be collected using cookies or similar technologies, subject to user consent where required by applicable laws.
2. Cookies and Tracking Technologies
Monvixo uses cookies and similar tracking technologies to:
- Improve website functionality
- Analyze visitor behavior
- Measure content performance
- Display relevant advertisements
Cookies are small data files stored on your device. We use cookies and similar technologies to enhance user experience, analyze traffic, and support advertising services.
Where required by law (such as for users in the European Economic Area, United Kingdom, or similar regions), cookies will only be used after obtaining user consent.
Users can manage or withdraw their consent at any time through their browser settings or consent tools provided on the website. Please note that disabling cookies may affect certain features or functionality of the website.
2A. User Consent & GDPR Compliance
Monvixo follows applicable data protection laws, including the General Data Protection Regulation (GDPR) for users in the European Economic Area and the United Kingdom.
Where required, we rely on user consent for the use of cookies, analytics, and advertising technologies.
Users may request access, correction, or deletion of their data, or withdraw consent at any time by contacting us at contect@monvixo.com.
3. Advertising Partners & Google AdSense
Monvixo uses Google AdSense and may work with other third-party advertising partners.
These third parties may use cookies, including the DoubleClick cookie, to display ads based on:
- Your visits to Monvixo
- Your browsing behavior across other websites
Google’s advertising cookies allow ads to be shown based on user interests.
You can learn how Google manages advertising data and opt out of personalized ads through Google’s ad settings and privacy resources.
Monvixo does not directly control third-party advertising cookies.
Third-party advertisers may collect data directly from users and place cookies on users’ devices, subject to user consent where required by law.
Monvixo does not have access to or control over cookies used by third-party advertisers.
4. How We Use Your Information
We use collected information to:
- Improve the quality and clarity of our content
- Respond to user inquiries and feedback
- Monitor website performance and analytics
- Maintain website security
- Comply with legal and regulatory obligations
We do not sell, rent, or trade your personal information to third parties.
5. Financial Information Disclaimer
All content published on Monvixo is for educational and informational purposes only.
- We are not licensed financial advisors
- Content should not be considered personalized financial, legal, or tax advice
- Financial decisions made based on our content are solely your responsibility
This disclaimer exists to ensure transparency and user protection.
6. Data Protection & Security
We implement reasonable administrative, technical, and organizational measures to protect user information, including:
- Secure hosting infrastructure
- Limited access to collected data
- Ongoing monitoring for potential security risks
However, no online system is completely secure. While we strive to protect your information, we cannot guarantee absolute security.
7. Third-Party Links
Monvixo may contain links to external websites for reference or additional information.
We are not responsible for the privacy practices, content, or policies of third-party websites. Users are encouraged to review the Privacy Policies of those websites independently.
8. Children’s Privacy (COPPA)
Monvixo does not knowingly collect personal information from children under the age of 13.
If you believe that a child has provided personal information on our website, please contact us immediately, and we will take appropriate steps to remove such information.
9. Your Privacy Rights (United States – CCPA / CPRA)
If you are a resident of California, you have rights under the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), including:
- The right to know what personal information we collect
- The right to request access to your data
- The right to request deletion of your data
- The right to opt out of the sale or sharing of personal information
Monvixo does not sell, rent, or share personal information for commercial purposes as defined under the CCPA and CPRA.
California residents may request access to or deletion of personal data by contacting us at contact@monvixo.com.
To exercise your privacy rights, please contact us using the information below.
9A. Do Not Sell or Share My Personal Information
Monvixo does not sell or share personal information with third parties for advertising or marketing purposes.
Users may contact us at contact@monvixo.com for privacy-related requests.
10. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in:
- Laws and regulations
- Technology and tools
- Website features and practices
Any updates will be posted on this page with a revised “Last updated” date. Continued use of the website after changes indicates acceptance of the updated policy.
11. Contact Information
If you have any questions, concerns, or privacy-related requests, you may contact us at:
📧 Email: contract@monvixo.com
🌐 Website: Monvixo.com